As a mortgage Broker it’s a privilege to help all kinds of people with all different finance needs. Working in this industry, you start to see that no two clients situation or needs are the same and here’s a recent example of how I helped my clients with an ‘out of the box’ scenario….
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I talk to so many clients about their repayments and almost every time my clients request to repay their loan repayments either weekly and fortnightly because we all know that saves time and money off the loan right… well not always….
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Everyone talks about getting their ‘deposit’ together and how much the deposit must be. Regardless whether you plan to have a 5%, 10% or 20% deposit there are 6 must know costs to factor in when buying your First Home or it could end up costing you more than you can afford.
One of the many things I do in the first appointment with a First Home Buyer, is to go through an estimate on what the expected costs will be for their purchase and what the left over funds will be.
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How much deposit do I need? What are all the costs involved? What experts do I need and when? How do I save my deposit? These are just a few of the many questions I get asked from First Home Buyers.
I typically find, by the time I meet with a First Home Buyer, they have already completed a fair bit of research on line and have an idea of the First Home Buying Journey, however there are still so many questions left an unanswered and sometimes it helps to have something (or someone) to piece it altogether.
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This scheme was put together to help First Home Buyers to get into the market sooner, and with lower cash deposits.
In this blog I will take you through what the details of The First Home Loan scheme, who is eligible for the scheme, How the scheme works and what to do if you don’t qualify.
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I recently posted a question on my 360 Mortgage Solutions Instagram account asking everyone what their biggest hurdle was (or is) in getting their First Home. The most common answer was ‘Getting a deposit saved’
That’s a pretty common issue I see with a lot of the First Home Buyers I meet and particularly for some First Home Buyers who are already renting.
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