What deposit do I need

When you’re thinking about getting your First Home, you need to consider two things;

  1. You have enough income to service your lifestyle, your current debts and the future loan repayments
  2. You have security for the loan, in addition to the property you’re purchasing – typically this is a cash deposit.

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2018 The Year Of The First House

Is 2018 the year you want to get your First House?  Want to make the dream a reality but have no idea where to start? or when to start?

Well look no further, I’ve spent the better part of last year putting the tools and resources together for you so you don’t have to.

The E Book is called ‘Open the door to your First Home’ and it will take you through a step by step guide on buying your First Home from saving the deposit to moving into your new home.

The E Program is called ‘The First Home Buyers Program’ and again it will take you from saving for your deposit through to how to structure your Banking to save money now and into the future. The program also gives you access to a private face book group just for First Home Buyers, where you can ask questions, share successes or just read insights, hints and tips to help you on your journey.

Still not sure if this is for you? You can check out the E Course called ‘The First Home Buyer’s Course’ its an introduction into the Program and it’s completely FREE!

So if you’re serious about getting into your own home this year don’t wait until it’s too late, get started now, it might be closer than you think. If you’re after some one on one help to get you in your First Home, book a phone appointment with me today.

Don’t forget to check out my YouTube channel for some hints and tips for all Home Buyer’s or Follow me on Instagram.

New Years Resolutions

Welcome to 2018!

I can’t believe it’s that time of the year again… that time where I have to pause and think before writing the date… 20 and… 20 and… 18!

Well if you’re anything like the rest of the population, you’ll be taking some time to think about what you want to get out of the New Year, and setting some New Years Resolutions, if so here’s some tips for you to stay on track and achieve them;

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Should I Fix My Interest?

You may have heard that interest rates are looking to increase in 2018. If this happens or not is speculation and know one really knows when, how often and how much interest rates may change. Having said that there is that old saying…

“What goes up, must come down”

and the same can be said for the reverse. That’s probably why I have a lot of client’s asking me recently if they should Fix their home loan or stay on a Variable rate. The only person who can answer that is you but certainly here are some things I share with my clients to help them decide.

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Getting into your First Home

Getting your first house can sometimes feel like an unachievable goal.

The reason it seems so hard to get your foot in the market can depend on what news article you’re reading, some will tell you it’s because, interest rates are so low, investors are flooding the market and snapping up properties before First Home Buyers can. Or you might have heard foreigners are investing money in Australian property and offering above the asking price which is raising the house prices. Or more recently you may have heard, First Home Buyer’s just need to stop going out for smashed avocado brunch and start putting money towards that First Home.

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