Need a new ute, upgraded equipment, or even IT gear for your business? Don’t dip into your savings—asset finance for self-employed can help you get what you need now, while preserving cash flow.
What is Asset Finance (And Why It’s a Game-Changer)
Asset finance lets you fund big-ticket items without upfront costs. Instead, you make manageable repayments over time while the asset works for you.
Common Assets You Can Finance
- Vehicles (trucks, vans, utes)
- Machinery and tools
- Office and tech equipment
- Fit-outs for business premises
How to Apply Without a Mountain of Paperwork
Depending on the lender, you may only need:
- ABN registration
- GST registration
- 6–12 months of bank statements
- A quote or invoice for the asset
Fast-Track Options for Tradies & Small Business Owners
Some lenders offer fast approvals and minimal doc requirements if your credit is solid and your business is profitable, making asset finance for self-employed a great option to buy assets to keep your business running or help grow your business.
When It’s Smarter to Lease Than Buy
Leasing might make sense if:
- The equipment depreciates quickly
- You want the latest tech with regular upgrades
- You prefer off-balance-sheet finance
Final Word: Asset finance is more flexible than most business owners think. A good broker can help tailor a solution to your needs. At 360 Mortgage Solutions we have Anthony who is the asset finance guru and he assists all out clients to get the assets they need to grow and run there business. Book a time with Anthony here.