Building Loans – What you need to know

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Building loans are so common these days and there are benefits to both the First Home Buyer as well as Seasoned buyer or Investors.

For First Home Buyers there in QLD there is the Great Start Grant which contributes $15 000.00 to a First Home Buyer. that money could mean the buyer isn’t paying huge Lenders Mortgage Insurance costs or give them a little extra spending money to furnish their new home.

For a Seasoned buyer or Investors the benefits of building can mean discounts on your Stamp Duty (you only pay stamp duty on the land rather than the house and land) and you get to design your house rather than altering what is already there. As an investor you are also able to claim Depreciation at Tax time which would be a lot higher for a brand new home rather than an established house and a brand new home is more desirable for tenants to rent.

I teamed up with Aysha from Queensland Custom Homes so time ago so I could answer some of the common questions her clients have

If you are considering building your First or next home or you have an unanswered question please feel free to Contact me.

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