The Hidden Cost of Refinancing – Are You Actually Saving?
Refinancing to Save? Watch Out for This Costly Mistake! Refinancing your home loan is often marketed as a smart financial move—lower rates, reduced repayments, and potential savings. But there’s a hidden trap many borrowers fall into: a reset on their loan term that ends up costing them more in the long run. The Common Refinancing […]
A First Home Buyer’s Guide with Fern Walcott
Buying your first home is one of the biggest financial decisions you’ll ever make. With so much information (and misinformation) out there, it’s easy to feel overwhelmed. That’s why in our latest two-part podcast series, we sat down with Fern Walcott from Exclusive Property Buyers to break down the entire process and help first home […]
How to Buy Property with an SMSF – A Step-by-Step Guide
Investing in property through a Self-Managed Super Fund (SMSF) has become a popular wealth-building strategy. However, there are specific rules and regulations you need to follow. This guide will walk you through how to purchase property using your SMSF and what to consider before taking the plunge. Step 1: Understand the SMSF Rules for Property […]
Buying Your First Home When You’re Self-Employed
Buying your first home is a huge milestone, but if you’re self-employed, you might be wondering if it’s even possible. You’ve probably heard that getting a mortgage is harder when you run your own business, but the truth is—it’s absolutely doable! You just need to know how to prepare. In our latest episode of The […]
The Pros and Cons of Self-Managed Super Funds (SMSFs)
What are The Pros and Cons of Self-Managed Super funds 9SMSF)? Self-Managed Super Funds (SMSFs) offer greater control over your retirement savings, but they also come with responsibilities. If you’re considering setting up an SMSF, it’s essential to understand both the benefits and the potential pitfalls. In this guide, we’ll break down the pros and […]
How Much Deposit Do You Actually Need to Get Into Your First Home?
Buying your first home is an exciting milestone, but saving for a deposit can feel overwhelming. One of the first hurdles for First home buyers is knowing How Much Deposit Do You Actually Need to Get Into Your First Home, and with so much information out there, it’s easy to get confused about exactly how […]
How to Navigate Valentine’s Day on a Budget While Saving for a Home
How to Navigate Valentine’s Day on a Budget While Saving for a Home
Understanding Lenders Mortgage Insurance (LMI) – What First Home Buyers Need to Know
Understanding Lenders Mortgage Insurance (LMI) – What First Home Buyers Need to Know Lenders Mortgage Insurance (LMI) is one of the most commonly misunderstood aspects of buying a home. If you’re a first home buyer looking to enter the property market, understanding LMI is crucial. In this guide, we’ll break down what LMI is, why […]
Why a Fully Assessed Pre-Approval is Crucial for First Home Buyers
Buying your first home is an exciting milestone, but without proper financial preparation, it can quickly become overwhelming. One of the most important steps in the home-buying journey is obtaining a fully assessed pre-approval—a step that many first home buyers overlook. Why a fully assessed pre-approval is crucial for first home buyer you ask, this […]
Understanding the First Home Guarantee Scheme (2025 Edition)
Buying your first home can feel like an overwhelming journey, especially with rising property prices and the challenges of saving for a deposit. The First Home Guarantee Scheme (2025 Edition) is a game-changing initiative designed to help eligible first home buyers enter the property market sooner. In this blog, we’ll break down what the scheme […]