Why 2025 Is the Year to Buy Your First Home

If you’ve been dreaming about getting out of the rental market, 2025 is the year to buy your first home! With a unique combination of stable property prices, attractive government incentives, and competitive interest rates, there has never been a better time to take the leap into home ownership. 1. Stabilized Property Prices After years […]

The Top 5 Things to Prepare You for Buying Your First Home in 2025

Are you thinking about Buying Your First Home in 2025? As the holiday season approaches, many of us start thinking about the year ahead. If you’re planning on buying your first home in 2025, now is the perfect time to take a few steps to ensure you’re financially prepared. The holiday season can be busy […]

Home Loan Type – Fixed, Variable, or Split Loan? The Pros and Cons of Each

Choosing the right home loan type is one of the most important decisions you’ll make as a first-time home buyer. Among the most common loan types are fixed-rate loans, variable-rate loans, and split loans. Each comes with its own set of advantages and drawbacks. In this post, we’ll walk you through the differences and help […]

What Loan Term Should I Get for a House?

What Loan Term Should I Get for a House?

When deciding on a home loan, one of the most important considerations is what loan term should I get for a house? While a 30-year loan term is the most common, it’s not your only option, and the choice you make can have a big impact on your financial future. At 360 Mortgage Solutions, we […]

What is Lenders Mortgage Insurance (LMI) & How to Avoid It

As a first home buyer, you’ve probably come across the term “Lenders Mortgage Insurance (LMI).” But what is Lenders Mortgage Insurance (LMI) & how can you avoid it? In this post, we’ll explain everything you need to know about LMI, why it can cost you thousands of dollars, and most importantly, strategies on how to […]