No Deposit Home Loan
If you were watching channel 7 the other night you may have been pleasantly surprised to see in some cases you can get into your First Home with as little as $2000 of your own savings. Since the segment aired I have seen an uproar on Social Media, so many Frist Home Buyers wondering what […]
My First Year In Business
According to the Australian Buru of statistics more than 75% of small business fail within the first year, so you could imagine my Husband’s concern when I claimed after 12 years of a good paying, reliable, PAYG job with one of Australia’s largest Banks, that I was ready to leave and give it a crack […]
First Home Buyer’s Top Three Mistakes
It’s no secret that buying a home can come with it’s fair amount of stress, but there are some common mistakes First Home Buyers make which can cause delays and stress.
What Is Home Equity?
When I meet with clients, one of the first thing they want to know is how much equity they have in their home. It’s not just interesting to know, it can be helpful to know if you do have plans to use some of that equity to do some renovations, buy an investment property or […]
The Risks of Cross Collateralisation
It makes no difference if your building your investment portfolio because your Accountant has told you to get some Tax offsets or you like the idea of building your wealth and income through property. The most important thing to be aware of when borrowing is Cross Collateralisation and the risks it can bring down the […]
What’s your property worth?
As you know property prices are increasing year on year, and depending on where you purchased and how long ago, your home may have increased in value as well, but by how much? Why do you want to know what it’s worth?
Help for First Home Buyer’s
There’s so much talk about helping First Home Buyer’s get into their first property, and yet, at the moment there is limited help being supplied. Offers such as, discounts on Stamp Duty, special Grants and First Home Super Saver account but it isn’t enough to get more First Home Buyer’s out of their rental properties […]
Settlement Funds
When you are getting close to the settlement of your property you will need to make arrangements for the remaining of your deposit so it is available at settlement. This can be done in two ways,
Putting in an Offer
Have you found your dream home? are you ready to put in an offer to the Vendor? Here’s what you need to know before you do…
Fully Assessed Preapproval
If you’re about to start house hunting and you have a preapproval in place, you need to check if that is a preapproval, or a fully assessed preapproval and here’s why.