Savings accounts Vs Loans- How to really save money
Savings accounts are a great place to store extra funds or save for your deposit however if you have a loan or credit card debt then you should reconsider your savings account… In my years working for one of the Big 4 Banks I saw a lot of clients young and old with all types […]
When do I need Home Insurance
I’ve had so many clients ask recently when they need to get Home insurance on the home they are purchasing, and in each state the rules are slightly different. The best person to advise you, depending on your circumstances, is your Conveyancer or Solicitor. When you become legally responsible for a property, doesn’t depend on […]
Income, how much do you need to buy a house?
How much income do you need so you can afford to repay the loan? If you’re thinking about buying a home one day, or you’ve started to save for your deposit, it’s a great idea to work out how much you can borrow (borrowing power) so you know what price range you will be looking […]
End of financial year means you can start saving today
Trying to save money for your Home Deposit can seem like an impossible task. Everyone appreciates how hard it can be to get enough deposit together to make that big step and especially when you are paying rent or board in the meantime.
It’s not you it’s me – Farewell Credit Card
An open letter to my Credit Card It’s not you, it’s me….. I remember when we first met, I was freshly 18, just started out in a full-time job. I was slowly learning how money worked when I was told; ‘You should apply for a credit card, it will boost your credit rating’. So I […]
Home loan interest rate costing you shoes?
Everyone is talking about how interest rates are at an all time low and at the moment they really are. What does this mean for you? if you haven’t had your home loan reviewed in some time it could be costing you shoes! (or savings)
Building Loans – What you need to know
[et_pb_section fb_built=”1″ admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text”] Building loans are so common these days and there are benefits to both the First Home Buyer as well as Seasoned buyer or Investors.
Hot tip for the EOFY
Have you got credit card debit that is weighing you down? The EOFY year a great time to look at where your debts are and how you can start lowering them. Earlier this year I shared one way to smash down your Credit Card debt and in case you missed it you can find it […]
5 Tips to get you the best Valuation
There are many things you can do to ensure your property gets the best valuation report (and value) possible. Just some of the things to consider are;
5 Types of Valuations
A valuation is a vital and important step in getting a loan application. Why is it so important? the Bank or Lender will use the valuation value and report comments to determine if the property can be used as security and how much of the value can be used. It is for this reason I […]