Client Scenario – when no lender will lend

Client Scenario - when no lender will lend

She knew before she meet with me that most banks and lenders wouldn’t accept her income, she was a stay home single mum and not having a PAYG job was going to be a massive issue when applying with Banks and Lenders.

Monthly lender review – Liberty

Monthly Lender Review

I was first introduced to Liberty a few years ago when I had a client that just didn’t seam to fit with the major banks and lenders policies. At the time they did high LVR loans (so when you have a 5% deposit) and whilst they have put the breaks on that at the moment they still have some amazing things going for them…

How does the ‘Home Loan Deposit’ work?

Home Loan Deposit

When you’re buying your first home you will need to put in a deposit, unless you have a guarantor helping you with the purchase. Regardless if this deposit is 5% or 20%, there can be confusion around when do you pay this deposit and how do you get the money back, so in this blog […]

Monthly Lender Review 86 400

monthly lender review 86 400

Here is the first of many Monthly lender reviews where I introduce 86 400, what makes them amazing and what client they are ideal for…

Are you stuck in the Credit Card Cycle?

Are you stuck in the Credit Card Cycle?

You see I continued to see ‘available funds’ on my Net banking and thought of it as ‘my money I had left to use’ rather than seeing it for what it was, the Banks money.

Top Three Tips to help you out with cash flow, now.

Top Three Tips to help you out with cash flow, now.

There is no arguing that Covid-19 has had a massive impact on each and every single person. Since mid March I have been catching up with clients and people who have either lost their job, been forced to close their business or are just plain worried about how they can keep their cash flow going […]