Client Scenario – when no lender will lend
She knew before she meet with me that most banks and lenders wouldn’t accept her income, she was a stay home single mum and not having a PAYG job was going to be a massive issue when applying with Banks and Lenders.
Monthly lender review – Liberty
I was first introduced to Liberty a few years ago when I had a client that just didn’t seam to fit with the major banks and lenders policies. At the time they did high LVR loans (so when you have a 5% deposit) and whilst they have put the breaks on that at the moment they still have some amazing things going for them…
How does the ‘Home Loan Deposit’ work?
When you’re buying your first home you will need to put in a deposit, unless you have a guarantor helping you with the purchase. Regardless if this deposit is 5% or 20%, there can be confusion around when do you pay this deposit and how do you get the money back, so in this blog […]
Monthly Lender Review 86 400
Here is the first of many Monthly lender reviews where I introduce 86 400, what makes them amazing and what client they are ideal for…
How I saved my client up to $5k in one year
This new interest rate was a savings of 1.3% which on her loan balance equals a savings of over $5k in the first year!
Are you stuck in the Credit Card Cycle?
You see I continued to see ‘available funds’ on my Net banking and thought of it as ‘my money I had left to use’ rather than seeing it for what it was, the Banks money.
Top Three Tips to help you out with cash flow, now.
There is no arguing that Covid-19 has had a massive impact on each and every single person. Since mid March I have been catching up with clients and people who have either lost their job, been forced to close their business or are just plain worried about how they can keep their cash flow going […]
How the Corona Virus is affecting the market…
This week I have the amazing Kelly Pack from Mark Ward Properties as a guest blog to share with us how the Corona Virus is affecting the property market…
3 Simple checks to do while in Self Isolation to protect your Home from Termites
I had the pleasure of catching up with Les from Resi Inspections this week to talk about Termites, and more specifically, what are the top three things he recommends home owners do while they are stuck in isolation. It’s not too often the Government forces you to stay at home and chill, but with all […]
First Home Buyer’s Seminar
Stuck at home with nothing to do… use this time to help you prepare for your Home Buying Journey…